What to Do After an Uber Accident in Myrtle Beach: Legal Guide

Rideshare services like Uber have become part of everyday life in Myrtle Beach, providing convenient transportation for locals and tourists alike. But what happens when your Uber ride ends in an accident?

Unlike typical car accidents, rideshare collisions have unique legal challenges, from layered insurance coverage to multiple potentially liable parties.

In this comprehensive legal guide, we’ll walk you step-by-step through what to do after an Uber accident in Myrtle Beach—whether you’re a passenger, a rideshare driver, or another motorist hit by an Uber.

You’ll learn:

✅ Immediate steps to protect your health and rights
✅ How South Carolina law handles Uber accidents
✅ Insurance issues and liability questions
✅ What damages you may be able to claim
✅ Why hiring a Myrtle Beach Uber accident attorney is crucial

If you’ve been injured in an Uber crash, keep reading to understand your rights and maximize your compensation.

Understanding Uber Accidents in Myrtle Beach

Myrtle Beach is known for its tourism, nightlife, and busy roads. Uber drivers frequently navigate heavy traffic, distracted tourists, and unpredictable weather. Accidents happen despite safety measures.

When an Uber accident occurs, multiple people may be involved, including:

• The Uber driver

• Uber passengers

• Other motorists

• Pedestrians or bicyclists

Unlike typical collisions, Uber accidents involve complex insurance policies, corporate liability questions, and unique reporting requirements.

That’s why knowing the right steps immediately after an accident can make or break your claim.

Step 1: Ensure Safety and Call 911

Your priority after any crash in Myrtle Beach should be safety.

✅ Check for injuries.
✅ Move to a safe location if possible.
✅ Call 911 immediately.

South Carolina law requires drivers to report accidents involving injury, death, or property damage above $1,000. Even if injuries seem minor, always call the police.

Step 2: Get Medical Attention

Even if you feel fine, get checked out by a doctor.

Many crash injuries (like whiplash, concussions, or internal bleeding) don’t show symptoms immediately. Delaying treatment can:

• Worsen your injuries

• Undermine your personal injury claim

Insurance companies often argue that delays mean your injuries weren’t serious or weren’t caused by the crash.

✅ Go to the ER, urgent care, or your primary doctor.
✅ Follow all treatment instructions.
✅ Keep all medical records and receipts.

Step 3: Document the Scene

If you’re physically able, gather as much evidence as you can at the scene.

✅ Take clear photos of:

• All vehicles involved

• License plates

• Damage to cars

• Road conditions, signs, and traffic lights

• Injuries

✅ Get driver and witness information:

• Names

• Phone numbers

• Insurance details

• Driver’s license info

✅ Ask the police for the report number.

Uber accidents often involve disputed liability. Your evidence can make all the difference when negotiating with insurance companies.

Step 4: Report the Accident to Uber

If you were a passenger or an Uber driver, you must report the crash to Uber through the app.

✅ Open the app and find the trip.
✅ Tap “Help” or “Report a Safety Issue.”
✅ Submit details and photos if possible.

Uber has its own insurance and claims process. Reporting quickly ensures:

• Uber is aware of the incident

• You don’t violate their terms of service

• Insurance coverage is triggered appropriately

Step 5: Notify Your Insurance Company

Even if you weren’t at fault, let your insurer know about the accident.

✅ Many policies require prompt notice.
✅ Some medical payment coverage may help pay initial costs.
✅ Failing to notify them can jeopardize your coverage.

Be honest and factual, but avoid admitting fault or speculating about the cause.

Step 6: Consult a Myrtle Beach Uber Accident Attorney

Uber accidents are not simple fender benders.

✅ Multiple insurance policies can apply.
✅ Uber’s corporate policies have strict conditions.
✅ Liability can be contested.
✅ Settlement offers may undervalue your claim.

Who Is Liable in an Uber Accident?

Liability in an Uber accident depends on who caused the crash and what the Uber driver was doing at the time.

Scenarios:

✅ Uber Driver at Fault, App On
Uber’s insurance generally covers passengers and third parties.

How Uber’s Insurance Policy Works

Uber provides tiered insurance coverage depending on the driver’s status.

1️⃣ App Off

• No Uber coverage.

• The driver’s policy applies.

2️⃣ App On, Waiting for Ride

• Contingent liability coverage.

• Typically $50,000 per person/$100,000 per accident bodily injury.

• $25,000 property damage.

3️⃣ En Route to Pickup or With Passenger

• Uber’s $1 million liability coverage.

• Uninsured/underinsured motorist coverage.

This layered system is confusing. Insurance companies often try to shift the blame to reduce payouts.

Common Injuries in Uber Accidents

Uber collisions can cause severe injuries, including:

✅ Whiplash and soft tissue injuries
✅ Broken bones
✅ Traumatic brain injuries (TBI)
✅ Spinal cord injuries
✅ Internal bleeding
✅ Cuts, bruises, and burns
✅ Psychological trauma (PTSD, anxiety)

Documenting your injuries thoroughly is critical to recovering full compensation.

Conclusion and Call to Action

Being involved in an Uber accident in Myrtle Beach can be stressful, painful, and confusing. From getting medical care to fighting with insurance companies, you shouldn’t have to do it alone.

If you or a loved one was injured in an Uber accident:

✅ Seek medical attention immediately.
✅ Report the crash to police, Uber, and your insurance.
✅ Document everything.
✅ Contact an experienced Myrtle Beach Uber accident attorney as soon as possible.

Don’t leave your financial recovery to chance.

Call TED Law: Accident and Injury Law Firm, LLC Today for a Free Consultation

We’re here to protect your rights, hold the responsible parties accountable, and fight for the compensation you deserve.

✅ No fees unless we win.
✅ Local, experienced, and compassionate.
✅ Free case review 24/7.

To know more details, contact us

Name of Law Firm: TED Law: Accident and Injury Law Firm, LLC

Address: 1335 44th Ave N, Suite 104-A, Myrtle Beach, SC 29577, United States

Phone:    843-310-6089

Website URL:    https://www.tedlaw.com/